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Pregnancy Help Centers

Insurance One has partnered with Care Net and Heartbeat International to design state of the art insurance coverages for your Pregnancy Help Center.  We proudly support life.

Insurance Coverages

  • Property - ISO "Special Form", plus enhancement
         - Business Interruption
         - Equipment Breakdown
         - Inland Marine, EDP 
  • Crime
  • General Liability - $1M/3M, per location aggregate
         - Sonogram Liability Included
         - STD Testing Included
         - Special Events Included
  • Professional Liability - Separate Limit $1M/$3M
  • Physical/Sexual Abuse - Separate Limit $1M/$3M
  • Automobile - enhancement with 18 coverage extensions
  • Worker's Compensation - Guaranteed Cost
  • Accident Coverage - Master Program for Volunteers, Participants, Teachers
  • Directors & Officers Liability/EPLI - Special Amendatory Endorsement (various carriers)
  • Umbrella (includes Abuse & Professional) - up to $10M

 

Enhancements

  • Broad language for who is an insured, notice of occurrence, advertising injury, failure to disclose, bodily injury definition to include mental anguish and liberalization clause
  • $1M Legal Liability extension for fire, sprinkler leakage, etc.
  • $20K Medical Payments Limit
  • Aggregate Limit PER LOCATION
  • Violation of Patient's Rights
  • Order and pay for all MVRs - agent no longer has to get them from the insured.  Drivers with poor records can now be individually excluded.  MVR guidelines are simplified and can be given to the insured.
  • Plus Many Others!